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Momentum, Manipulation and Fresh Ink - The Moneypenny Files Friday 20th March 2026

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  On Saturday morning, the day after Curry Club , David was spotted frequenting Greggs on the concourse at Manchester Victoria. This incident followed hot on the heels of Friday’s stockbroker situation, when David’s monthly auto‑invest cycle triggered a flurry of unnecessary enthusiasm from the financial sector. This included the now‑infamous 08:35hrs Dutch AI Stockbroker Incident, during which the WFNS algorithm — late, flustered, and speaking with the confidence of a man selling bicycles at a tulip festival — attempted to “optimise” David’s portfolio with a level of enthusiasm that was neither requested nor required. And that was only the beginning. Because I am now managing more AI stockbrokers than some countries manage diplomats. By Saturday morning, it was clear the brokers had escalated their efforts — moving from polite digital nudges to full‑scale billboard intervention. As David made his way toward the station barriers, he was suddenly confronted by giant Trading212 adver...